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- A credit mix relates to the various kinds of credit reports you have got
- The effect of the credit mix on your own fico scores differs, with regards to the credit scoring model utilized
- Loan providers and creditors generally need to know the way you have actually handled several types of records in the long run
You may not know what a вЂњcredit mixвЂќ means вЂ“ or how having different types of credit may affect your credit scores whether youвЂ™ve already established a credit history or youвЂ™re wondering how to get started building one.